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Shop heavy...pay light

A new LCD television, a computer or diamond jewelry - something new and exciting always brings more smiles all around.

The Easy Payment Plan (EPP) is a new payment feature on your Najm Credit Card, which lets you make these big purchases and payback in delightful small installments, so you can live the life you always wanted.

You can now convert any purchase above AED 1,000 into an EPP transaction with the convenience of paying back in 3, 6, 9 or 12 months.

Just call our 24-hour contact centre or email us at najm.marketing@maf.ae to convert your transaction to EPP. This transaction will be deferred with your choice of repayment plan. Your installments will reflect on your monthly statements.

The Easy Payment Plan also offers unique benefits like:

  • No processing fee or additional annual charges
  • No credit approval
  • No lengthy documentation
  • Click here to download the EPP Form

    Name of Merchant Interest Rate EPP Tenure Minimum Purchase
    Amount
    Expiry Date
    Liali Jewellery 0% 6 months AED 1000 31 December 2012
    La Marquise Jewellery 0% 6 months AED 1000 31 December 2012
    Joyalukkas 0% 6 months AED 1000 31 December 2012
    Harman House 0% 6 months AED 1000 31 December 2012
    EROS Electricals 0% 6 months AED 1000 31 December 2012
    Switch 0% 6 months AED 1000 31 December 2012
    Kaya Skin Clinic 0% 6 months AED 1000 31 December 2012
    VLCC 0% 6 months AED 2500 31 December 2012
    Karisma Ladies Centre 0% 6 months AED 2000 31 December 2012
    Pure Gold Jewellers 0% 6 months AED 1000 31 March 2012
    Exciting Travel Offers with SNTTA 0% 6 months AED 1000 31 December 2012
    Exclusive offer on Electronics at Carrefour Webstore 0% 6 months AED 1000 31 December 2012
    For EPP FAQ's, click here
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