With your Najm Visa Gold card, you can look forward to a variety of benefits and privileges. As a leading, established premium card, your Najm Visa Gold card is also welcomed at locations worldwide.
Najm Visa Gold Credit Cards give you exceptional advantages and help you afford the things you’ve always wanted. Accepted at over 24 million retailers in over 150 countries worldwide.
A Najm Visa Gold card brings superior spending power as well as a range of benefits designed to give you real peace of mind and make life easier. From travel services, including travel inconvenience cover, to purchase protection and fraudulent charges cover, on your lost or stolen cards you can relax in the knowledge that we have got it covered.
We have an array of offers for Najm Visa Gold cardholders. And you can be certain that whatever you enjoy, there will be something for you.
From gourmet dining to retail therapy, luxurious travel and exciting leisure pursuits, it is all about getting the most from your Najm Visa Gold card.
Najm Visa Classic Credit Cards give you exceptional advantages and help you afford the things you’ve always wanted. Accepted at over 24 million retailers in over 150 countries worldwide, Najm Visa Classic Credit Card provides assurance that every payment is secure, giving cardholders choice, convenience and control over their finances.
The Najm Classic Credit Card helps add value to your day to day life with rewarding experiences, peace of mind and flexibility.
Total Peace of Mind
Lifestyle protection waives the outstanding balance on your card in case of loss of life, total permanent disability, critical illness or involuntary loss of employment for a minimal monthly fee plus you will be compensated in the event of hospitalization for at least 24hours due to illness or injury
The Comprehensive lifestyle cover, in addition to Lifestyle protection ensures your family will continue to live the life they are accustomed to no matter what happens
Flexibility
Easy Payment Plans offer you the convenience to ‘buy now and pay later’ in convenient monthly installments.
Loan on Phone & Balance Transfer benefit of upto 70% of your credit limit.
Keep it Simple
Online access to your statement and transactions on your Najm Credit Cards using eNajm. Access your account from anywhere around the globe at any time.
Payment Partnerships with Emirates NBD, UAE Exchange, Al Ansari Exchange, Al Ghurair Exchange and Al Fardan Exchange that make paying your credit card bills even easier
Free Supplementary Cards for your family members
Cardholder Emergency Assistance
Do not panic if you have lost your Visa card. Just follow the steps below — and remember that the sooner you report the loss, the sooner your Visa card can be replaced.
Services provided include:
Lost & Stolen Card reporting service
Emergency Cash Replacement
Emergency Card Replacement
If you are travelling
Call the Visa Global Card Assistance Service, using our worldwide network of free telephone numbers. http://www.visacemea.com/lv/global_dir.jsp
The service is available 24 hours a day, 365 days a year and is multi-lingual, so our representatives will talk to you in your own language. They will take your lost or stolen card report, arrange for a replacement and organise an emergency cash delivery, if necessary.
You will need to tell them:
The name of your card issuer
The type of card — for example, Visa Electron, Visa Classic, Visa Gold
The country where the card was issued
It will help if you can also tell them:
Your 16-digit Visa account number
If you have your own card account or a partner card
Your name as it is printed on the card
The address where your statement is sent
Your home telephone number
How the card went missing
Other personal details that will be used as a security check to confirm your identity
The identity of the primary cardholder, if you are the secondary cardholder.
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