Najm Wallet
Protect
As a Najm customer you will be covered for:
• Fraudulent charges – Any unauthorized transaction on your credit card leading to financial loss, as a result of theft of your card up to 24 hours prior to your first reporting will be reimbursed to you.
• Identity Theft – Expenses incurred as a result of your efforts to resolve your identity theft and shall be reimbursed to you. This will also cover losses incurred due to unauthorized opening of bank or credit accounts through your stolen identity.
• Lost Wages – Unpaid time taken off work solely as a result of your efforts to correct your financial records as a result of your identity theft shall be reimbursed to you.
• ATM Assault including First Aid – We will reimburse you for the money you withdrew with your payment card from any ATM in UAE, that was stolen as a result of a robbery and if you incur bodily injury during a robbery, we will reimburse you for emergency first aid.
• Accidental Death – Your beneficiaries will receive compensation in the event that the insureds injury resulting from the robbery results in death.
Details of the cover limits are listed in the table here
| Insured Event |
Option 1 (AED20/- per month) |
Option 2 (AED40/- per month) |
| Fraudulent Charges |
|
|
| Aggregate Limit |
$500 |
$2,500 |
| Per Occurrence |
$250 |
$1,250 |
| ID Theft |
|
|
| Aggregate Limit |
$10,000 |
$15,000 |
| Per Occurrence |
$5,000 |
$7,500 |
| Lost Wages |
$1,500 |
$2,500 |
| Deductible |
$75 |
$75 |
| ATM Assault including First Aid* |
|
|
| Aggregate Limit |
$500 |
$1,000 |
| Per Occurrence |
$250 |
$500 |
| Accidental Death |
$15,000 |
$25,000 |
* Reimbursement of money withdrawn
Monthly charges*
Option 1 – monthly premium of AED 20/-
Option 2 – monthly premium of AED 40/-
APPLY NOW! SMS “WALLET” to 4748 or call 800 NAJM (6256)
* Existing Najm Credit Card holders are automatically enrolled for option 1 with a 2 month FREE trial period. The Card holder can opt-out of the plan at anytime.
To opt-out, SMS "opt-out" to 4748.
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